This page provides additional detail about the Axle Schema’s insurance coverage types and highlights key rules and checks used to ensure accurate data. Coverages are provided through the coverages
array in Policy objects.
limitPerAccident
and limitPerPerson
values are provided for a coverage, the limitPerAccident
value must be greater than the limitPerPerson
value.property
field will be undefined
.Bodily Injury
“$50,000 / $100,000”
, the first value represents limitPerPerson
and the second value represents limitPerAccident
. If there is only a single limit returned, the limit will be recorded as limitPerAccident
.limitPerAccident
for both Bodily Injury and Property Damage coverages.limitPerAccident
, limitPerPerson
, and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Property Damage
“$50,000 / $500”
, the first value represents limitPerAccident
and the second value represents the deductible
.limitPerAccident
for both Bodily Injury and Property Damage coverages.limitPerAccident
and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Uninsured Motorists Bodily Injury
“$50,000 / $100,000”
, the first value represents limitPerPerson
and the second value represents limitPerAccident
. If there is only a single limit returned, the limit will be recorded as limitPerAccident
.limitPerAccident
for both Uninsured Motorists Bodily Injury and Uninsured Motorists Property Damage coverages and limitPerPerson
will be undefined
.limitPerAccident
and limitPerPerson
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Uninsured Motorists Property Damage
“$50,000 / $500”
, the first value represents limitPerAccident
and the second value represents the deductible
.limitPerAccident
for both Uninsured Motorists Bodily Injury and Uninsured Motorists Property Damage coverages and limitPerPerson
will be undefined
.limitPerAccident
and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Underinsured Motorists Bodily Injury
“$50,000 / $100,000”
, the first value represents limitPerPerson
and the second value represents limitPerAccident
. If there is only a single limit returned, the limit will be recorded as limitPerAccident
.limitPerAccident
and limitPerPerson
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Underinsured Motorists Property Damage
“$50,000 / $500”
, the first value represents limitPerAccident
and the second value represents the deductible
.limitPerAccident
and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Uninsured & Underinsured Motorists Bodily Injury
“$50,000 / $100,000”
, the first value represents limitPerPerson
and the second value represents limitPerAccident
. If there is only a single limit returned, the limit will be recorded as limitPerAccident
.limitPerAccident
and limitPerPerson
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Uninsured & Underinsured Motorists Property Damage
“$50,000 / $500”
, the first value represents limitPerAccident
and the second value represents the deductible
.limitPerAccident
and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Collision
limitPerAccident
and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Comprehensive
limitPerAccident
and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Dwelling
premium
and Dwelling coverage limitPerAccident
values are defined, the Axle Service will ensure that the premium-to-Dwelling-limitPerAccident ratio falls within our set bounds of reasonability. If this ratio is greater than our upper bound, both the policy premium
and Dwelling coverage limitPerAccident
values will be conservatively set to null
. If a premium
value exists but no Dwelling limitPerAccident
value is present, then the premium
will be conservatively set to null
.limitPerAccident
and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Other Structures
limitPerAccident
and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Personal Property
limitPerAccident
and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Loss of Use
limitPerAccident
and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Personal Liability
Medical Expenses
limitPerAccident
or limitPerPerson
value can exist on this coverage but not both.limitPerAccident
and deductible
fields contain certain min / max value thresholds used to suppress inaccurate or nonsensical data.Dwelling