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The Get Account endpoint will return an Account object including high-level account information (e.g., connection status) and any children objects (e.g., Policies) associated with the Account.
Please note that this endpoint will NOT refresh the Account object with new data from the insurance carrier.

Get Account

An Account represents an account with an insurance carrier and includes high-level account information (e.g. name) and any Policy objects associated with the Account.

Insurance carrier that is the source for the Account data.

ISO 8601 timestamp at which the Account object was generated via Axle.

Primary email address of insurance account owner.

Unique identifier for the Account object.

ISO 8601 timestamp at which the Account object was modified via Axle. The Account object is modified only when there are differences between the current Account and new Account data requested from the carrier.

Primary phone number of insurance account owner.

List of unique identifiers of Policy objects associated with the Account, or if `expand=true`, list of Policy objects.

ISO 8601 timestamp at which the Account object was refreshed via Axle. The Account object is refreshed only when Axle successfully requests new Account data from the insurance carrier.

Account

Address

The Account connection status represents if Axle can actively request new Account and Policy data from the insurance carrier.

ISO 8601 timestamp at which the Account connection status was updated.

Connection

Auto Coverages

Home Coverages

Unique identifier of Property afforded coverage. If specified coverage is afforded to all properties on the policy, property will be undefined.

Coverage

Declaration Page

ISO 8601 timestamp at which the document was fetched or shared via Axle.

If available, ISO 8601 timestamp at which the document becomes active or goes into effect.

Unique identifier (formatted as filename) for the document.

If available, ISO 8601 timestamp at which the document was generated or issued by the carrier.

Name of the document, as specified by carrier or user.

The source of the document. Note, user documents are unverified by Axle.

The type of information contained in the document, as specified by carrier or user. A document may have multiple types.

URL for document access. Note, the URL is signed and has an expiry of 60 minutes.

Document

Dwelling

Unique identifier of Property afforded coverage for specified Insured. If Insured is afforded coverage across all properties on the policy, property will be undefined.

Should be used for display purposes only. All listed insureds are afforded coverage by the policy.

Insured

A Policy represents a specific policy associated with an Account and includes high-level policy information (e.g. policy number) and any children objects (e.g., coverages) associated with the policy.

Unique identifier for the Account object associated with the Policy, or if `expand=true`, the Account object.

Primary address associated with the policy.

Insurance carrier that is the source for the Policy data.

List of coverage types and levels offered by the policy.

ISO 8601 timestamp at which the Policy object was generated via Axle.

List of documents (such as declaration pages and policy agreements) associated with the policy.

ISO 8601 timestamp of current term effective date of the policy, as specified by the insurance carrier.

ISO 8601 timestamp of current term expiration date of the policy, as specified by the insurance carrier.

List of entities (such as an individuals or businesses) afforded direct coverage by the policy.

Active status of the policy, as specified by the insurance carrier. If an Ignition session is completed with result `manual`, this field will be undefined.

ISO 8601 timestamp at which the Policy object was modified via Axle. The Policy object is modified only when there are differences between the current Policy and new Policy data requested from the carrier.

Identifier of the policy, as specified by the insurance carrier.

Total policy premium, as specified by the insurance carrier. *Note: only available for `type=home,condo` policies*

List of properties (such as a vehicle or dwelling) afforded coverage by the policy.

ISO 8601 timestamp at which the Policy object was refreshed via Axle. The Policy object is refreshed only when Axle successfully requests new Policy data from the carrier.

List of external parties with interest in the policy.

Type of insurance policy that the Policy object represents.

Policy

Property

Indicates whether the operation was performed successfully.

Success

Super Leasing Trust

Should be used for display purposes only. All listed thirdParties have established financial interest in the associated property.

Third Party

Vehicle

ApiKeyAuth

The request body is invalid. See the error message for details.

Rate limit exceeded. This is only to protect Axle systems against errant or abnormal request volume. The limit is sufficiently high for all normal usage.

Axle

Axle is a universal API for insurance data. With Axle, companies can instantly verify insurance and monitor ongoing coverage, helping them create a frictionless experience for their users and reduce operational risk through better-informed decisions. Axle is backed by leading investors including Google and Y Combinator.

Welcome

At Axle, security and privacy are at the forefront of everything we do. We leverage the latest in cloud infrastructure and weave secure-by-design and privacy-by-design principles into our engineering DNA.

Security

Axle's powerful API makes it easy for you to quickly retrieve detailed information from your users' insurance policies. Here at Axle, we're champions for consumer data control and privacy, so you'll need to gain consent from the user to access their information.

Quickstart

Integrate Axle's API into your platform, to provide instant insurance verification solutions for your customers.

Axle for Platforms

Evaluate a set of Rules against a policy to determine if your application's requirements are met.

Policy Validation

The Axle sandbox can be used to test your integration of Axle's API in your application or platform. All Axle API endpoints can access the sandbox environment.

Sandbox

Overview

Set up Axle's MCP to grant AI tools the knowledge of Axle docs

Get Started

We're hiring!

Status

This guide will help you understand how to display Axle's Ignition session to your users.

Initialize

This guide will walk you through the various events that occur during an Ignition session.

Events

Receive proactive notifications for updates to an insurance policy, such as policy cancellation or change in coverages.

This guide will walk you through the various Account events that may occur when monitoring an insurance account.

Account events

This guide will walk you through the various Policy events that may occur when monitoring an insurance policy.

Policy events

Generate an Ignition session. Returns an ignitionToken and ignitionUri to direct the user to share their insurance information. The ignition session will never expire.

Start Ignition

Exchange an authorization code returned by an `ignition.completed` event for an access token. Follow the [Quickstart](/guides/quickstart) or see [Ignition Events](/guides/ignition-events) for more details.

Auth codes are single-use and expire after 10 minutes, while accessTokens do not expire.

Exchange Token

Reduce scope for a specified access token. For example, de-scoping `monitoring` will disable Axle monitoring and you will no longer receive notifiations on Account or Policy events.

Descope Token

The Account object

The Policy object

This page provides additional detail about the Axle Schema's insurance coverage types and highlights key rules and checks used to ensure accurate data. Coverages are provided through the `coverages` array in Policy objects.


Coverages

The Get Policy endpoint returns a Policy object. Please refer to the [Policy](/api-reference/policies/policy) object for a detailed description of each field.
Please note that this endpoint will NOT refresh the Policy object with new data from the insurance carrier.

Get Policy

The Get Policy Report endpoint returns a PDF or image report of the requested Policy object. Please refer to the [Policy](/api-reference/policies/policy) object for a detailed description of each field.

Get Policy Report

The Validate Policy endpoint returns the result of a evaluating a series of Rules against the requested policy object. For details about each Rule and their return types, see the [Policy Validation Guide](/guides/policy-validation).

Validate Policy

The Get Carrier endpoint returns a Carrier object that include additional details about an Axle-supported insurance carrier.

Get Carrier

The Get Carriers endpoint returns an array of Carrier objects which include additional details about Axle-supported insurance carriers.

Get Carriers

Create a destination client associated with your platform client and secret. This request will return a destination client `id` that you can use to make requests to the Axle API on behalf of your destination clients.

See the [Axle for Platforms](/guides/platform-integration) guide for more information on how to use this endpoint and the destination client `id`.

Create Client

Get a list of destination clients associated with your platform client and secret. This request will return a list of destination client `id`s that you can use to make requests to the Axle API on behalf of your destination clients.

See the [Axle for Platforms](/guides/platform-integration) guide for more information on how to use this endpoint and the destination client `id`.

Get Clients

The Account event will be sent to the `webhookUri` specified when generating an Ignition token. 

Refer to the [Sandbox](/guides/sandbox) guide for more details.

Trigger Account event

The Policy event will be sent to the `webhookUri` specified when generating an Ignition token. 

Refer to the [Sandbox](/guides/sandbox) guide for more details.

Home

Guides

API Reference

Advanced

Get Account

Authorizations

Headers

Path Parameters

Query Parameters

Response