Validate Policy with Template

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Step 1: Create and Complete Ignition Session

Follow the steps provided in this guide to create and complete ignition session. Once complete, note your policy identifier which will be used to make API call to policy validation engine.

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Optional: Provide metadata object when generating ignition session

Include metadata in Start Ignition which will be used as a dynamic input in policy validation.

Ensure the metadata object is formatted correctly with the keys specified in your Template and the values conforming to the associated Rule input(s).

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Step 2: Retrieve Validation Template

Once Policy Validation feature has been activated for your client in sandbox, you will be able to access two sample validation templates associated with your client.

See Get Validation Config API call to retrieve all the templates associated with your client. Once you make this API call, you will get template identifier which you can use along with your policy identifier to validate the policy.

More information on template structure can be found here

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Step 3: Validate policy using template

Use the template identifier to make a request to Validate Policy with Template. In Sandbox environment, we provide two sample templates that you can use to validate your policy.

For validation rules that need input parameters (e.g. insureds-match), ensure the request object is formatted correctly with the keys specified in your Template and the values conforming to the associated Rule input(s).

More information about rules with input can be found here

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Case: Loaner

This rule simulates the validation of a vehicle on the policy to determine whether it qualifies as a loaner. The following template has 3 rules: collision-coverage-meets-requirements, comprehensive-coverage-meets-requirements and insureds-match

Each rule has default variable; for cases collision-coverage-meets-requirements and comprehensive-coverage-meets-requirements, deductible is set to be 1000.

Additionally, rule insureds-match needs input where source is specified as names field. Ensure field names exists in either ignition metadata or in the body of the API call.

{
    id: "tem_loaner_validate_case1",
    rules: [
      {
        rule: "collision-coverage-meets-requirements",
         input: {
          deductible: {
            default: "1000",
          },
        },
      },
      {
        rule: "comprehensive-coverage-meets-requirements",
        input: {
          deductible: {
            default: "1000",
          },
        },
      },
      {
        rule: "insureds-match",
        input: {
          insuredNames: {
            default: ["Jane Doe"],
            source: "names", 
          },
        },
      },
    ],
    createdAt: "2025-06-01T13:57:22.300Z",
    modifiedAt: "2025-06-10T13:57:22.300Z",
  }

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Case: Rental

This rule simulates the validation of a vehicle on the policy to determine whether it qualifies as a rental. Similar to Loaner case, Rental also has 3 validation rules. The main difference is rental-covered-for-collision rule that has no default and no source field specified.

{
    id: "tem_rental_validate_case1",
    rules: [
      {
        rule: "rental-covered-for-collision",
      },
      {
        rule: "comprehensive-coverage-meets-requirements",
        input: {
          deductible: {
            default: "1000",
          },
        },
      },
      {
        rule: "insureds-match",
        input: {
          insuredNames: {
            default: ["Jane Doe"],
            source: "names", 
          },
        },
      },
    ],
    createdAt: "2025-05-10T13:57:22.300Z",
    modifiedAt: "2025-06-10T13:57:22.300Z",
  }